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Title Insurance is insurance (normally purchased through your lawyer) that protects the insured against loss resulting from title and survey defects that would otherwise have been revealed by an up-to-date survey, property report or building location certificate. Title insurance also protects against losses associated with fraud and forgery as it relates to title.

The Difference between Title Insurance and conventionally thought of insurance is that Title Insurance protects the insure against matters that happened in the past as opposed to things that might happen in the future. For the past several years this insurance has cost approximately $275 per property transaction and is good for as long as you own the property.